Individual and Family Health Insurance

Affordable Choice pays you a fixed amount for covered services, regardless of what your provider charges. See how much each plan pays for each service in the chart below.

Affordable Choice Plan Comparison

Surgical and Hospitalization Benefits

The plans shown above are limited benefit fixed-indemnity plans and benefits are per Covered Person. This is not a major medical insurance plan. Fixed-indemnity benefits are provided for hospital confinement and specified medical and surgical events. These benefits are paid in daily amounts for covered events without regard to the costs of services rendered. This plan does not provide expense reimbursement for charges based on your health care provider’s statement.
View Outline of Coverage:
Classic Plus;
Elite Plus;

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Affordable Choice is underwritten by ManhattanLife Assurance Company of America. This is a supplemental health insurance policy and does not constitute comprehensive health insurance coverage (often referred to as “major medical coverage”). Therefore, this product does not satisfy the requirement of Minimum Essential Coverage under the Federal Patient Protection and Affordable Care Act and may result in an additional payment with your taxes. For additional information, you can contact us, refer to the official federal website at, or call their toll-free number at 800-318-2596.

Policy Numbers: C-AFF, C-AFF-RX, AFFPS, AFF-SS-1 and AFF-SS-2 and state variations thereof. Policy availability and benefits may vary by state.

All/Other insurance plans advertised through this website may be underwritten by ManhattanLife Assurance Company of America, Family Life Insurance Company, The Manhattan Life Insurance Company or Western United Life Assurance Company. (“The companies”) The purpose of this communication is the solicitation of insurance. Contact may be made by the Companies listed or one of our agents. Plan information contained on this site is designed to give a brief description of the policy(s). The exact terms, exclusions, limitations, definitions, conditions and qualifications will be found in the policy delivered to you. The terms of the policy govern. [All insurance policies require submission of application and issuance of a policy(s).] Some products may not be available in all jurisdictions.